Most Malaysians pay for policies they've never fully read. Send yours to Keith — he'll turn them into one clear summary: what's covered, what's missing, and what you might be paying twice for. Free, honest, in English / 中文 / BM.
Every policy decoded into one page: what it covers, how much it pays, and when it pays — no jargon.
The risks you think are covered but aren't — the #1 painful discovery families make at claim time.
Duplicated riders and overlapping plans quietly drain premium. We find where your money isn't working.
If your protection is already solid, Keith will tell you exactly that. No pressure, no obligation — ever.
WhatsApp photos/PDFs of your policy documents (any insurer — Prudential, Great Eastern, Zurich, Allianz, Etiqa, all welcome). Even just policy numbers work.
Within a few days you get a clear written summary — coverage, gaps, overlaps and premium efficiency — in English, 中文 or BM.
A relaxed call or WhatsApp chat where Keith explains everything and answers your questions. Then the report is yours to keep.
In 13 years advising families across Penang, Butterworth, Bukit Mertajam and Seberang Jaya, the most common sentence Keith hears is: "I have a few policies, but honestly I don't know what they cover." That's dangerous — not because the policies are bad, but because families discover the gaps at the worst possible moment: during a claim.
Having paid out RM 4 million+ in claims, Keith has seen both sides — families saved by the right coverage, and families shocked to learn a rider lapsed, a medical card limit was outdated, or a critical illness definition didn't apply. A 20-minute review prevents most of these surprises, and it costs you nothing.
Just married or had a baby · bought a house · changed jobs or lost employer coverage · policies bought 5+ years ago · parents' policies you've never seen · premium feels heavy but you're not sure why. If any of these sound like you, get the review done this week.
Really free, no catch. Keith reviews your policies, gives you the written summary and walkthrough, and you keep it — whether or not you ever buy anything. If your protection is already solid, he'll tell you exactly that. Advisors do reviews because some families discover gaps they choose to fix; most simply leave with clarity.
Yes — any Malaysian insurer: Prudential, Great Eastern, Zurich, Allianz, Etiqa and more. The review is about understanding what you own, not about switching.
Photos or PDFs of your policy schedule/summary pages are ideal. Don't have them? Policy numbers + insurer names are enough to start. WhatsApp everything — no appointment needed.
Send documents today; your written summary is usually ready within a few days, followed by a 20-minute walkthrough at a time that suits you — call, video or just WhatsApp messages.
可以! Boleh! The full review — summary and walkthrough — is available in English, 中文 or Bahasa Malaysia.
Two minutes to send your policies. A lifetime of knowing exactly where you stand. Serving Penang, Butterworth, Bukit Mertajam, Seberang Jaya and all of Malaysia.
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