Premier Presidential Life Planner
Keith Tew Chong Wei
AIA MDRT 7× Member | COT 2× | 13+ Years Insurance Advisory | Penang, Malaysia
AIA MDRT 7× Member | COT 2× | 13+ Years Insurance Advisory | Penang, Malaysia
I started my career in insurance in May 2013 — not because it was the easiest path, but because I witnessed firsthand how the lack of proper insurance coverage can devastate a family. A close family friend lost everything when the breadwinner passed away suddenly with no life coverage. The family — including three young children — faced financial ruin within months.
That experience shaped everything I do. For me, insurance is not a product to sell. It's a promise to keep. A commitment to be there for my clients — not just on the day they sign their policy, but on the worst day of their lives.
Over the past 13+ years, I have built my practice in Penang, Butterworth, Bukit Mertajam, and Seberang Jaya around this commitment. I have facilitated over RM 4 million in claims for my clients. I have helped mothers survive cancer, families rebuild after heart attacks, and newborns receive life-saving treatment without financial burden.
I specialise in designing comprehensive medical card Malaysia plans using AIA's as-charged products. I help clients understand exactly what they're covered for, avoid common underinsurance pitfalls, and ensure they have access to the best private hospitals in Penang and across Malaysia when they need it.
I work with young couples in Penang, Butterworth, and Bukit Mertajam who are planning to start families. Getting pregnancy insurance Malaysia in place before conception is critical — and I help families time and plan this correctly. I have seen the difference it makes when a couple has comprehensive maternity coverage versus when they don't.
I am passionate about newborn insurance Malaysia — particularly the 30-day window for congenital coverage. I actively reach out to new parents in my network to ensure no baby in my community is left unprotected. Every child deserves the same start in life, regardless of whether they face health challenges at birth.
I help clients throughout Penang and Malaysia structure their insurance nominations using hibah declarations — ensuring their families receive insurance proceeds immediately upon death, bypassing the painful and expensive probate process. I advise both Muslim and non-Muslim clients on appropriate nomination strategies.
My claims record speaks for itself — RM 4M+ in facilitated claims for clients in Penang, Butterworth, Bukit Mertajam, and Seberang Jaya. When a client is hospitalised, I am their first call. I handle all communications with the hospital and AIA, manage all documentation, and ensure they receive their rightful coverage without the stress of navigating the claims process alone. Read real claim stories.
A will is the foundation of every estate plan, yet most Malaysians never get around to writing one. I guide clients in Penang and across Malaysia through will writing Malaysia — helping them decide between a fast, affordable digital will (via SnapWill) or a lawyer-drafted will depending on the complexity of their estate, so their assets go exactly where they intend without unnecessary delay or dispute.
For clients with young children, blended families, or beneficiaries who aren't ready to manage a large sum responsibly, I structure testamentary trusts within their will. This lets you control not just who inherits, but when and how — for example, releasing funds in stages as a child reaches adulthood rather than handing over a lump sum at 18.
I help parents in Penang set up dedicated trust funds for their children's education, healthcare, and future needs, ensuring the money is ring-fenced and professionally managed until the child comes of age. This is especially important for single parents and families who want certainty that their children will be financially provided for no matter what happens.
Beyond insurance, I help clients take a holistic view of their estate — property, investments, business interests, and insurance payouts — so everything is properly documented, nominated, and structured to transfer smoothly to the right people. Good asset management today means your family avoids probate delays, frozen bank accounts, and unnecessary legal costs later.
I believe deeply in three principles that guide every client relationship:
"My job isn't done when you sign the policy. It starts there. I'm with you for life." — Keith Tew
Beyond one-on-one advisory, I actively create insurance education content in English and Mandarin for the Malaysian community. Follow me for tips on medical card Malaysia, insurance claims, hibah planning, and financial protection:
Book a free consultation with me — in person in Penang, Butterworth, Bukit Mertajam, or online. Let's review your current coverage, identify the gaps, and build a protection plan you can trust for life.
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